Personal Finance

Once you’ve completed your business plan, you may feel accomplished and ready to start your entrepreneurial journey. But the process doesn’t stop there. There are several crucial next steps to take that will set your business up for success.  1. Establishing Your Business Legally Once the business plan is finished, the next step is to …

What Should You Do After Completing Your Business Plan? Read More »

Donating your car is a meaningful way to support a cause while simplifying the process of letting go of a vehicle you no longer need. However, completing the paperwork properly is essential to ensure a smooth transfer and avoid future complications. One of the most important steps is notifying your DMV of the donation.  Why …

Donating Your Car: Why You Should Notify DMV & How to Do It Read More »

Home equity agreements (HEAs)—often called shared equity or home equity sharing agreements—provide homeowners with a unique way to tap into their home’s value without adding to their debt. Unlike home equity loans or lines of credit that require monthly payments and charge interest, an HEA offers a fresh model. In this arrangement, a lender or …

Home Equity Agreements: Understanding How it Works Read More »

Understanding the concept of virtual card payments begins with recognizing what a virtual card is. A virtual card payment involves using a digitally generated card number for online purchases instead of a physical card. These numbers are typically created for a single transaction, providing an extra layer of security for users. Unlike traditional cards, which …

Understanding The Uses & Benefits of Virtual Card Payments Read More »

With airlines continuing to enhance their offerings, passengers have more choices when deciding how to fly. For long-haul travelers, the decision between premium economy and business class depends on their comfort needs, budget, and travel priorities. It’s important to understand the difference between the two to help you decide. 1. Seating and Comfort Seating differences …

8 Key Differences Between Business Class and Premium Economy Flights Read More »

Getting a business loan is a big step for any company, and it’s important to approach it with strategic thinking. While getting approved is a major goal, knowing how to repay it effectively is equally important. Surprisingly, 82% of business owners don’t know how to interpret their credit scores, yet those who do are 41% …

Installment vs. Revolving Credit for Small Businesses: Which is Right for You? Read More »

Running a business means managing a lot, and how you handle your money plays a big role in your success. A key part of this is knowing where your money goes and how it impacts your profits. Expenses aren’t just costs—they’re investments in keeping your business running and growing. By understanding the four types of …

Simplifying the 4 Types of Expenses in Business Read More »

A car warranty is like a safety net, covering specific repair costs for a certain period or mileage limit. For example, manufacturers usually offer warranties that last three years or 36,000 miles, and some go up to five years or 60,000 miles. But sometimes, a dealer might refuse to fix your car even if it’s …

Steps to Take When Dealers Can’t Fix A Car Under Warranty Read More »

Managing your expenses doesn’t need to be complicated, especially when you have tools like Excel at your fingertips. When you start using Excel as a personal finance tracker, you can easily monitor your spending, save money, and make smarter financial decisions. In this guide, we’ll walk you through how to keep track of expenses in …

How to Build a Personal Finance Tracker in Excel Read More »