Understanding Criminal Identity Theft & How It Occurs

what is criminal identity theft

Identity theft is a pervasive threat that looms over our modern digital age. It’s a sinister crime that can leave victims grappling with financial losses, damaged reputations, and an uphill battle to reclaim their stolen identity. When we think of identity theft, we often envision unauthorized credit card charges or fraudulent loans taken out in our name. However, there’s a more insidious form of identity theft known as criminal identity theft, which adds an even darker twist to the narrative. In this comprehensive article, we will delve into the depths of criminal identity theft, exploring what it is, how it occurs, and how it differs from regular identity theft.

What is Criminal Identity Theft?

Before we dissect criminal identity theft, let’s take a step back and understand the broader concept of identity theft. At its core, identity theft encompasses the illicit utilization of an individual’s personal data, which includes their name, Social Security number, or financial credentials, for the purpose of perpetrating fraudulent activities or engaging in criminal acts without authorization. It can wreak havoc on a victim’s financial stability and personal life.

Now, let’s narrow our focus to criminal identity theft. This form of identity theft is an intricate and malevolent act where a perpetrator goes beyond financial fraud. Criminal identity theft transpires when an individual who has been cited or apprehended for a criminal offense adopts the identity of another person, utilizing their name and identifying details. This deceit results in a criminal record being created in the victim’s name, forever intertwining their life with criminal activities they didn’t commit. In essence, the victim becomes an unwitting pawn in a criminal’s game, ensnared in a web of lies and legal troubles.

How does Criminal Identity Theft Occur?

Understanding how criminal identity theft occurs is crucial to protecting oneself from this heinous crime. Criminals employ various methods to steal an individual’s identity for their unlawful purposes:

  • Stolen Physical Documents – One of the most straightforward yet efficient techniques entails the pilfering of tangible identification papers like driver’s licenses or passports. Should these documents end up in unauthorized possession, wrongdoers can readily adopt the victim’s identity when dealing with law enforcement.
  • Dark Web Data – The dark web is a clandestine marketplace where stolen personal information is bought and sold. Criminals purchase databases of personal data, including Social Security numbers and addresses, which they can then use to impersonate someone during arrests or investigations.
  • Synthetic Identity Theft – In this method, criminals create entirely new identities by combining pieces of information from various victims. For example, they may use one person’s name with another person’s stolen Social Security number. This complex scheme can be challenging to detect.
  • Phishing and Malware – Fraudsters deploy phishing scams and malware to trick individuals into revealing their personal information unknowingly. Once acquired, this information can be exploited for the purpose of committing criminal identity theft.
  • Physical Mail Theft – Wrongdoers might pilfer correspondence that holds sensitive data, such as bank statements or credit card solicitations, directly from the mailbox of their target. This stolen data can then be used to assume the victim’s identity.

What’s Its Difference with Regular Identity Theft?

While all forms of identity theft share the common thread of deception and misuse of personal information, criminal identity theft stands apart due to its direct connection to criminal activities. Unlike regular identity theft, which typically focuses on financial fraud, criminal identity theft entails the creation of a criminal record in the victim’s name. This unique twist can have profound and long-lasting consequences for the victim, both personally and legally.

Regular identity theft often revolves around financial gain, such as unauthorized credit card charges or fraudulent loans. In contrast, criminal identity theft centers on evading law enforcement, as the perpetrator uses the victim’s identity to avoid arrest or legal repercussions for their crimes. This crucial distinction means that the victim may find themselves facing severe legal consequences, including potential arrest warrants, while the true criminal remains at large.

How Do You Protect Yourself from Criminal Identity Theft?

what is criminal identity theft

In a world where the threat of criminal identity theft looms, taking proactive steps to safeguard your identity becomes paramount. Here are essential measures to protect yourself:

  1. Strong Passwords and 2FA – Employ robust and distinct passwords for each of your online accounts, and activate two-factor authentication (2FA) whenever it is feasible. Robust passwords and 2FA add layers of security to your digital presence.
  2. Secure Physical Documents – Protect tangible identification papers like your driver’s license and passport by storing them in a secure place to deter theft.
  3. Limit Online Sharing – Exercise caution when divulging personal information online, particularly on social media platforms. Cybercriminals can exploit publicly available data for identity theft.
  4. Beware of Phishing – Learn to recognize phishing attempts in emails, texts, or phone calls. Be wary of unsolicited messages requesting sensitive information.
  5. Monitor Your Credit – Routinely review your credit reports for any unusual transactions. You might also want to explore identity theft protection services to receive notifications regarding potential identity theft incidents.
  6. Use a VPN – Safeguard your online actions by utilizing a virtual private network (VPN) to secure your internet connection, especially when accessing public Wi-Fi networks.
  7. Freeze Your Credit – Contemplate freezing your credit to thwart unauthorized individuals from initiating new accounts under your name. Alternatively, establish a fraud alert with credit bureaus for an extra layer of protection.

What to Do If I’m A Victim of Criminal Identity Theft?

Discovering that you are a victim of criminal identity theft can be a daunting experience, but taking swift action is essential. Here are steps to follow if you find yourself in this unfortunate situation:

  • File an Identity Theft Report – Notify the Federal Trade Commission (FTC) about the identity theft through This report helps establish that you are a victim and not responsible for the crimes committed.
  • Contact Local Law Enforcement – Submit a report to your local law enforcement agency and consider filing supplementary reports in the areas where the crimes transpired.
  • Verify Your Identity – Be prepared to provide evidence to verify your identity to law enforcement, as they may initially suspect you are the identity thief.
  • Address Legal Matters – If your identity was used during a traffic stop, contact the relevant Department of Motor Vehicles (DMV) and follow their procedures.
  • Gather Documentation – Collect all relevant documentation, including case numbers, arrest warrants, and your FTC identity theft report.
  • Certificate of Identity Theft – In some states, you may need to set a court date to obtain a Certificate of Identity Theft, which clears your name of the criminal charges.
  • Identity Theft Passport Program – Check if your state offers an Identity Theft Passport Program, which can further aid in restoring your identity and resolving legal issues.

Always Protect Yourself from Identity Theft

In conclusion, the specter of identity theft, whether in its standard or criminal form, reminds us of the importance of safeguarding our personal information in the digital age. Criminal identity theft adds a layer of complexity to this threat, involving not just financial loss but potential legal entanglements. By grasping the distinctions between criminal and conventional identity theft and adopting proactive measures to safeguard your identity, you can lower the likelihood of falling prey to this widespread threat. In an ever-more interconnected society, staying alert is your most potent defense against this prevalent danger.

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