12 Questions You Need to Ask When Buying a Used Car

Buying a used car can be both exciting and a bit tricky. Whether you’re working with a dealership or a private car seller, asking the right questions will help you make a smart choice and steer clear of any surprises.

Questions to Ask Before Buying A Used Car

1. What Is the Car’s History?

Dealer’s Perspective: Dealers might not know the full history of every car on their lot. They should still offer some details about the vehicle’s past ownership and how it was used. Ask if they have records from when the car was traded in or if it was acquired from an auction.

Private Seller’s Insight: When buying a car from a private party, you’ll likely get more detailed information about the car’s history. Discover how long the seller has had the car, how they used it, and whether they were the original owner. Knowledge about the car’s previous use—whether it was mostly driven on highways or in urban areas—can be valuable.

2. Are Any Service Records Included?

Dealer’s Approach: Service records show whether the car has been well-maintained. While dealers might not always have these records, they should be able to provide some information if the car was serviced at their facility.

Private Seller’s Records: Private sellers who have kept detailed maintenance records can be a positive sign of a well-cared-for vehicle. Ask for any receipts or documents that show routine maintenance and repairs.

3. Has the Car Been Wrecked or Previously Stolen?

Dealer’s Disclosure: If a car has been involved in a significant accident or was stolen and recovered, dealers should disclose this information. Ask about the extent of any damage and the repairs performed.

Private Seller’s Honesty: For private sales, inquire directly about any past accidents or theft. Even if the seller is honest, it’s wise to review the vehicle’s title to ensure it’s not branded as salvage.

4. May I Have a Vehicle History Report?

Dealer’s Responsibility: Dealers often provide vehicle history reports from companies like Carfax or AutoCheck. Request these reports to get a comprehensive view of the car’s past, including its service history and any reported accidents.

Private Seller’s Report: Private sellers might offer a vehicle history report, but if they don’t, request the Vehicle Identification Number (VIN) to obtain one yourself. This report can reveal a lot about the vehicle and verify the seller’s claims.

5. What Problems Have You Had With the Car?

Dealer’s Transparency: Dealers may be less familiar with specific issues the car has faced. If they can provide any information about past problems or repairs, it can be helpful.

Private Seller’s Insights: When buying from a private seller, ask about any issues they’ve encountered. Even if the car has had repairs, this information can give you peace of mind, knowing the problems have been addressed. Also, inquire about any open recalls, which you can check through the National Highway Traffic Safety Administration (NHTSA) database.

6. Are There Any Current Problems?

Dealer’s Knowledge: Dealers should be able to identify current issues with the vehicle, though they might not always disclose minor problems unless asked.

Private Seller’s Disclosure: For private sales, find out if there are any existing issues or needed repairs. If minor wear items, such as tires or brakes, need replacement, this information can help in negotiating the price.

7. What Else Is Included With the Car?

Dealer’s Extras: Dealers might include additional items like extra keys, remote fobs, and owner manuals. If these items are missing, inquire whether they can be provided or if there are additional costs.

Private Seller’s Additions: Private sellers may offer extra items such as floor mats, luggage covers, or even the original window sticker. Inquire about these items as they can enhance the car’s value and potentially save you money over time.

8. What Service Did You Perform to Prepare the Car for Sale?

Dealer’s Preparation: Dealers often perform some level of servicing on used cars. Ask about any recent work done, such as oil changes, new tires, or brake replacements, which might affect the car’s condition and price.

Private Seller’s Maintenance: If the car has been serviced before sale, the seller should provide details. Knowing that the vehicle has received recent maintenance can give you confidence in its condition.

9. Is There a Warranty?

Dealer’s Warranty Options: Many dealerships offer warranties on used cars, including the remainder of the factory warranty, Certified Pre-Owned (CPO) warranties, or dealer-provided warranties. Understand the coverage details and any limitations.

Private Seller’s Warranty: Private sellers typically do not offer warranties, but if the car is still under the manufacturer’s warranty, you might benefit from it. Confirm the remaining coverage with the manufacturer if applicable.

10. Can I Have an Independent, Pre-Purchase Inspection Performed?

Dealer’s Agreement: Dealers should be open to an independent pre-purchase inspection, though you will usually need to arrange and pay for it yourself. This inspection can uncover hidden issues.

Private Seller’s Cooperation: A transparent private seller will allow you to have a trusted mechanic inspect the vehicle before purchase. This step can be crucial in identifying any underlying problems.

11. Can I Return the Car if I Don’t Like It?

Dealer’s Return Policy: Many dealerships offer a return policy that allows you to return the car within a certain period if it doesn’t meet your expectations. Inquire about this option and any associated conditions.

Private Seller’s Policy: Returning a car to a private seller is usually not an option. If you’re concerned about the car’s suitability, consider asking for an extended test drive to ensure it meets your needs.

12. What Should I Know About Financing Options?

Dealer’s Financing: Dealers often provide financing options and can assist with loan arrangements. Ask about interest rates, loan terms, and any incentives for financing through them.

Private Seller’s Payment Terms: Private sellers usually require payment in full, often in cash or through a bank transfer. Be prepared to handle the payment process independently and ensure all financial transactions are secure.

Sealing the Deal

Buying a used car is about more than just finding one that looks appealing. It’s important to ask the right questions and think things through carefully to make a smart choice. These twelve questions will help you confidently explore the used car market, whether you’re working with a dealership or a private seller.